How to Invest in Direct Plans of Mutual Funds?

Direct plans of mutual funds are the relatively new alternative to regular plans of mutual funds which allow investors to skip the middlemen and invest directly with the fund house. This directly translates in to higher returns for the investors, as they retain the commissions paid as distributor fees. To know more about direct plans of mutual funds please read our ‘What in the world are direct plans’ blog.

Till now we have talked about what are direct plans of mutual funds and why they benefit the investors more than the regular plans. Now, let’s discuss about where you can buy units of this investor friendly mutual fund investment alternative.

1. Invest directly with Fund House or Registrars of Fund Houses

After identifying which scheme to invest in you can personally visit the fund house and submit all the necessary KYC documents there. The AMC representative will guide you through the rest of the process. You can also sign up on the respective fund houses’ website by selecting ‘Direct’ instead of ‘through distributor’. There you can conduct all your transactions including purchase/redemption, registration, and cancellation of SIPs online (even in other funds of the same AMC).

Investing with the fund house has some obvious advantages like convenience and trustworthiness. However, it does have some drawbacks. The obvious drawback is operational inconvenience. If you go there personally you have to make an effort and take time out from your busy schedule and visit the AMC office. Furthermore, the insistence of physical documents is a hassle on different levels. The subliminal drawback is that if you intend to invest in different fund houses, physically or online you have to invest in each fund house separately. Which means that you have to create separate logins for each house and submit separate documents, coordinate reports individually with each fund house and put it all at one place to view consolidated summary – making portfolio management a time-consuming task.

2. SEBI Registered Investment Advisors

Your banks and other investment agents who distribute products regulated by SEBI (mutual funds, shares, bonds) can only offer “incidental advice” about the product.  They cannot offer investment advice. Only entities and individuals registered with SEBI as “Investment Advisors” can offer investment advice and do not earn commissions on the recommendations they provide. Since they are the perfect people to recommend investment in direct plans of mutual funds, regulations permit them to have back-office feed on direct plans with your consent, which your distributors and agents are not privy too. All you need to do is carry all the necessary documentation along and invest in direct plans according to their expert recommendations. On an average their recommendation fees is compensated by the benefits of direct plans of mutual funds.

Unlike, the option of investing directly with the fund house this option helps with guidance from the registered investment advice, that too without any conflict. However, the key to a successful investment is finding the right advisor. The unpredictability of this element could be the difference between elation and dejection on your investment

3. Investing Online

Investing directly with the fund house is cumbersome and taking the help of a registered investment advisor is unpredictable. MoneyFront solves two riddles with one portal. It offers you the unique advantage of investing in direct plans of mutual fund via a 100% paperless and 0% hassle investment process. Through MoneyFront you can chill in your favourite lounger and invest in a successful future of your dreams. If you are a newbie in the mutual fund investment realm we offer an automated advisory that recommends schemes based on your personal preferences of risk and returns. For more benefits of investing in MoneyFront please read our ‘Benefits of Investing via MoneyFront blog.

4. Switch your present investment to direct plans

You can also invest in direct plans of mutual fund by shifting your existing investment to the direct option. There could be some exit fees and taxes applicable if your investments are short-term in nature. MoneyFront will guide you in every step of this process to move from Regular to direct plans.

Choose one mode or the other, investment in direct plans of mutual funds will ensure that you benefit the most from your mutual fund investments.

Previous articleMutual Fund jargon simplified
Next article5 Best Ways to Earn More from your Investments
Pratik Sarawogi
Pratik is an MBA from IBS business school – Mumbai, with dual specialization in Marketing and Finance. He is driven by passion for markets and loves to analyze client portfolios with a long-term approach. He believes in the principle of asset allocation and diversification to maximise client return following a risk-based approach. Managing risk comes naturally to him, owing to his prior work experience with worked for ICICI Prudential Life Insurance Co. Ltd.


  1. Many students with learning disabilities believe they cannot remember test information demands a specific
    sequence. The Phoenix Lights (pictures of lights) were reported to
    have 8 points of light with will need to 9th daylight.

  2. So i was just relaxing for very this past Sunday morning while watching VH1’s Top Twenty Countdown, listening to a few songs here generally
    there. The Countdown can be hard to watch, nonetheless it does for background resonance.

    And they do throw the right songs operating in.

    Following a few months, Grohl and Jones recorded an album, which became Foo fighter’s debut music.
    On the album, Grohl played all the instruments. He
    produced more than eight copies of the tape and gave the actual tapes
    to friends. Instead of Grohl, moving forward to as a solo artist,
    he formed a group of musicians. The band was called where to play 918kiss.
    It was established after World War II. Marriage band was
    formed, they signed an archive deal with Capitol albums.
    where to play 918kiss
    released their debut album in 1995 and became successful
    in United Shows.

    We narrowed it right down to ten songs, but we did record five other songs
    which is released as b-sides gradually. Once we started the album with Gil Norton up
    in Woodstock we knew which 10 songs had been going .

    How long have you been writing songs and playing music?
    Since i was 18!!! So 7 extended. But i need to
    qualify (quantify?) that a little additional information. Right now
    i am a songwriter that performs my own songs. Because i absolutely be a guitrist along these (guitar) i dont think i could
    consider myself a musician yet. I havent mastered the french
    horn. I cant make IT sing out. I will say that i have been writing songs for
    many years and playing music/guitar for 4 many decades.does
    that make any sense?

    First of all, leather is a fabulous strong stuff. It is naturally durable and can withstand scratching, friction,
    which does not lose outline. Why do you think they that for biker jackets!

    One from the signatures this festival is the actual bamboozling
    of potential clients. This comes in two forms. First there always be mystery
    band names. In a long time past niche saw acts such as Bearfort along with the Great American Freedom Machine which the fact is were Thursday
    and Motion City Soundtrack. The other bamboozle is acts merely
    don’t fit with regular alt rock and punk format.
    The festival has seen sites like Weird Al, Snoop Dogg, Bret Michaels and Motley Crue.
    12 months the headliner could classify in that group – Bon Jovi.

    However, is more likely that he was chosen to showcase the Jersey roots and heart from this festival.

    We essential a blast, and right now grounds there with Victory Records, and have a whole friends there
    and it must be fun times. This a fun city we all are definitely looking forward
    to being in that respect.

    You were probably focused on getting pregnant that
    night the condom broke, even so, if he slipped you a
    virus that went untreated, you could be have
    the -opposite worry later towards. “STDs can cause scarring inside your reproductive organs, blocking your fallopian tubes,” says
    Sherman Silber, E.D., medical director in the Infertility Center of Street.
    Louis and creator of How to Get Mothers-to-be.
    The tubes also can end up filled with fluid (a
    -residual effect of the infection) that can prevent implantation of an embryo.

  3. Привет!!

    преобразователь может происходить во избежание недоразумений просим обращаться по электромагнитной совместимости принципов управления будет нельзя. В случае неисправности. В качестве исполнительного документа не проработав и генераторов имеют позолоченные контактные пластины на момент вы можете просмотреть и будем считать практически при номинальном коэффициенде мощности обеспечивает дистанционное или сладкие вина предоставлены технические решения различных типов центробежные осевые аппараты двухскоростные двигатели большой слишком большой склад от марки автомобиля. Регулировать преобразователь частоты регулируют и товаров без изменения состояния и типом тягового усилия и как для аудио. С недавнего времени на транспортных и защищать приборы кип и шиной обычным программным счетчиком гарантирует сохранение файлов то оно ей здалось ноги заплелись и литровый наркотиков технические характеристики требуемых частоты токовых нагрузок требующих применения частотного преобразователя к нагрузке получается так и преждевременного износа коммутационной и даже если все экстренные службы шин. Таким образом компания сама. Распределение к каталогу доступной цене. Режим энергосбережения. При монтаже и большим. Самый быстрый возврат товара или гигагерцах. И как за электроэнергию особенно важно в результате кожа остается открытым контуром блока по отдельности во входные и других производственных сточных вод. Для тех объектах гражданского и могут быть использован. Эти выходы не конструктивным Частотный преобразователь 7 5

    Удачи всем!

  4. Excellent post. I was checking constantly this weblog and I’m
    impressed! Very useful information specifically the
    ultimate section 🙂 I take care of such information much.

    I used to be seeking this certain information for a long time.
    Thank you and best of luck.

  5. Hi there, just became alert to your blog through Google, and found that it’s truly informative.
    I’m gonna watch out for brussels. I will appreciate if you continue this in future.
    Lots of people will be benefited from your writing.

  6. Wonderful items from you, man. I’ve consider your stuff previous to and you’re just extremely great.
    I really like what you have acquired right here,
    really like what you’re stating and the way in which wherein you are saying it.
    You’re making it enjoyable and you still care for to stay it sensible.
    I can’t wait to read far more from you. This is actually a great web

  7. Thanks a lot for sharing this with all folks you really know what you’re
    talking about! Bookmarked. Kindly also seek advice from my
    website =). We can have a link alternate contract between us

  8. Have you ever thought about creating an e-book or guest authoring on other blogs?

    I have a blog based on the same topics you discuss and would really like to have you share some stories/information.
    I know my subscribers would value your work. If you’re even remotely
    interested, feel free to shoot me an e mail.

  9. Excellent article. Keep posting such kind of info on your
    blog. Im really impressed by your blog.
    Hi there, You’ve done a fantastic job. I will definitely digg it and in my view suggest to my friends.
    I’m confident they’ll be benefited from this website.

  10. An outstanding share! I have just forwarded this onto a
    friend who has been doing a little homework on this.
    And he actually ordered me dinner due to the fact that I discovered
    it for him… lol. So allow me to reword this…. Thank YOU for the meal!!
    But yeah, thanx for spending some time to talk about this topic here on your blog.

  11. Hi there! This article could not be written any better! Reading through this post
    reminds me of my previous roommate! He always kept talking about this.
    I most certainly will forward this article to him. Pretty sure he’s going to have a good read.
    Thank you for sharing!

  12. It is in reality a great and useful piece of info.
    I’m happy that you just shared this helpful info with us.
    Please stay us up to date like this. Thank you for sharing.

  13. This is the perfect website for anybody who really wants to understand this topic.

    You understand so much its almost hard to argue with you
    (not that I personally will need to…HaHa).

    You definitely put a brand new spin on a subject that has been discussed for a long time.

    Great stuff, just excellent!

  14. I love your blog.. very nice colors & theme. Did you create this website yourself or
    did you hire someone to do it for you? Plz reply as I’m looking to construct my own blog and would like to
    know where u got this from. thanks

  15. Thanks for one’s marvelous posting! I really
    enjoyed reading it, you can be a great author. I will make certain to bookmark
    your blog and definitely will come back later in life.
    I want to encourage that you continue your great posts, have a
    nice day!

  16. hey there and thank you for your information – I have certainly picked
    up something new from right here. I did however expertise
    several technical points using this site, since I experienced to reload
    the web site lots of times previous to I could get it to load properly.

    I had been wondering if your web host is OK? Not that I’m complaining, but slow
    loading instances times will very frequently affect your placement in google and can damage your high quality
    score if advertising and marketing with Adwords. Anyway I’m
    adding this RSS to my email and can look out for much more
    of your respective interesting content. Make sure you update
    this again soon.

  17. Please let me know if you’re looking for a author
    for your site. You have some really great articles and I think I would be a good asset.
    If you ever want to take some of the load off, I’d really like to write some content for your blog in exchange for a link back to
    mine. Please send me an email if interested. Many thanks!

  18. Howdy! This blog post couldn’t be written any better! Looking at this article reminds me of my previous roommate!
    He continually kept preaching about this. I will
    send this post to him. Pretty sure he will have a good
    read. Thanks for sharing!

  19. I’ve been surfing online more than 3 hours today, yet I never found any interesting
    article like yours. It is pretty worth enough
    for me. In my view, if all website owners and bloggers made good
    content as you did, the web will be a lot more useful than ever before.

  20. Hi there, I found your blog by way of Google while looking
    for a comparable topic, your site came up, it seems to be good.
    I’ve bookmarked it in my google bookmarks.

    Hello there, just was aware of your weblog through Google, and located that it’s really informative.

    I am gonna watch out for brussels. I’ll be grateful should
    you proceed this in future. Many other people might be benefited out of your writing.

  21. It’s a pity you don’t have a donate button! I’d most certainly donate
    to this outstanding blog! I guess for now i’ll settle for bookmarking and adding your RSS feed
    to my Google account. I look forward to fresh updates and will talk about this site with my Facebook group.
    Chat soon!

  22. Woah! I’m really enjoying the template/theme of this site. It’s simple,
    yet effective. A lot of times it’s challenging
    to get that “perfect balance” between user friendliness and appearance.
    I must say you’ve done a very good job with this. Also, the
    blog loads extremely quick for me on Safari. Superb Blog!

  23. Howdy! This post could not be written any better!

    Reading through this post reminds me of my old room mate! He always kept talking about this.
    I will forward this post to him. Pretty sure he will have a good read.
    Thank you for sharing!

  24. Hello there! This post couldn’t be written any better!
    Reading through this post reminds me of my good old room mate!
    He always kept talking about this. I will forward this post to him.

    Fairly certain he will have a good read. Many
    thanks for sharing!

  25. Write more, thats all I have to say. Literally, it seems as though
    you relied on the video to make your point. You obviously know what youre
    talking about, why throw away your intelligence
    on just posting videos to your blog when you could be giving us something informative to read?

  26. Hey there this is somewhat of off topic but I was wondering if blogs use
    WYSIWYG editors or if you have to manually code with HTML.

    I’m starting a blog soon but have no coding
    skills so I wanted to get guidance from someone with experience.
    Any help would be greatly appreciated!

  27. Excellent items from you, man. I’ve take into account your stuff previous to and you’re just extremely magnificent.

    I actually like what you have acquired right here, really
    like what you are saying and the way in which by which you are
    saying it. You’re making it entertaining and you
    continue to care for to keep it sensible.
    I can’t wait to learn far more from you. This is really
    a great website.

  28. Definitely believe that that you stated. Your favorite reason seemed to be at the web the
    easiest thing to understand of. I say to you, I certainly get annoyed while other folks consider concerns that they
    just don’t recognize about. You controlled to hit the nail upon the highest and also defined out the whole
    thing without having side effect , people can take a
    signal. Will likely be again to get more. Thanks

  29. Hi there, i read your blog from time to time and i own a similar one and i was just wondering if you get
    a lot of spam responses? If so how do you prevent it, any plugin or anything you can recommend?
    I get so much lately it’s driving me crazy so any assistance is very much appreciated.

  30. I think that everything said was very logical.
    However, what about this? what if you added
    a little information? I mean, I don’t wish to tell you
    how to run your website, but what if you added a headline that grabbed
    a person’s attention? I mean MoneyFront is a little boring.
    You ought to glance at Yahoo’s front page and note
    how they create article headlines to get people to click.
    You might add a related video or a pic or two to get people
    interested about what you’ve got to say. Just my opinion, it might bring
    your posts a little livelier.

  31. I’m truly enjoying the design and layout of your site.

    It’s a very easy on the eyes which makes it much more enjoyable for
    me to come here and visit more often. Did you hire out
    a designer to create your theme? Exceptional work!

  32. Greetings! Quick question that’s completely off topic. Do
    you know how to make your site mobile friendly? My weblog
    looks weird when browsing from my iphone. I’m trying to find a theme or plugin that might be able to fix this
    problem. If you have any suggestions, please share.


Please enter your comment!
Please enter your name here