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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | June 15
Meet your mutual fund cricket team

When you combine cricket with the two words World Cup, it ends up uniting the whole country in frenzied passion. Every one is an expert and most people can poke holes in the Indian cricket team’s strategy with their own take on what they could have or should have done, during a post match analysis. However, what if you looked at your mutual fund portfolio as your personal cricket team where too you could strategise and play the innings ov....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | June 10
5 Indian Billionaires Real Life stories to get Inspired From

The Indian economy has seen the rise of several billionaires pre and post the economy boom. Many of these individuals are the perfect examples of rags to riches and self-made billionaires. In the last few years we have seen the growth of many as well as the downfall of some. However, what continues to inspire us is the story of their life and how they made it to the list of Indian Billionaires. This article talks about five such individuals wh....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | May 30
What is the right time to withdraw your mutual fund investments

A question that often crosses the mind of an investor is the right time to withdraw mutual fund investments. The decision to withdraw your mutual fund can be far more daunting than deciding which fund to invest in. To help you navigate this and make an informed decision, we have listed below a few factors that you must take into account before you make a withdrawal. Read on to find out more:The mood of the market is not a deciding factorInvest....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | May 27
How to plan a travel budget

Summers are here and it’s time to plan for an exotic vacation. Taking a walk on the gorgeous beaches of Bora Bora or trekking through the Himalayas - the world is truly your oyster when it comes to planning your dream vacation. But the most important question still lingers on your mind - how to work out the best budget for your travel?Worry not as we present the top tips for planning a travel budget. So before you make your flight and hotel re....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | May 23
Verdict 2019: What to expect from markets in Modi2.0

Indian markets give a thumping salute to a historic mandate. Sensex crosses 40k and Nifty breaches 12k mark in the day’s trade and then sees correction on profit booking and ongoing slump in global markets.Election results now clearly indicate a stable government for next 5 years. What does it mean for us?Interest Rates:Interest rates in India would decline. Given global factors (US-China trade wars), it’s not unthinkable that US Fed cuts rate....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | May 14
5 steps to make the best use of your bonus

Getting an annual bonus often leads to a deluge of varied feelings, ranging from the glee of retail therapy to the satisfaction of contributing more to a financial goal or even utter confusion at how to go about allocating those funds. If the last feeling is the one that has been paramount in your mind, then read on to understand the 5 steps to make the best use of your bonus. 1. List down the financial goals you are pursuingAn annual bon....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | May 07
6 Questions to Ask Before Investing in a Mutual Fund

Investing your finances in various investment products requires a lot of time and research on your part in being aware of the advantages, the risks and the drawbacks of every investment product.  If you have decided to invest a part of your income into mutual funds, you will be alarmed by the numerous types of mutual funds that are readily available. When selecting a mutual fund, one needs to ensure that the product is in sync with t....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | April 22
5 Excuses to Ditch and Start Investing

In physics, inertia or a tendency to do nothing and remaining unchanged is a well recorded phenomenon. In us humans though, inertia comes cloaked in fancy excuses making it’s recognition that much more difficult. Investing is one such process in which most of us choose to hug the status quo by coming up with a few excuses as to why it does not make sense. Today, let’s talk about 5 such excuses that you must ditch and start investing now.1. Fin....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | April 15
Why is expense ratio important?

We have all heard of the well-known saying in economics – “there is no free lunch in this world”. Essentially, for any service that you get, there is a cost, visible or invisible that you end up paying. Even in investing, be it trading in stocks or investing through mutual funds, you do have a cost to pay for the opportunity to grow your money. In the case of mutual funds, just look for the Total Expense Ratio (TER) to know the underlying cost....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | April 05
WHY DO ELECTIONS MAKE THE MARKET VOLATILE?

If you have been tracking the markets in the last few months, you could well have wondered whether you were on a roller coaster. In some ways, these last few months have been the poster boy to the statement that “Equity markets are volatile”. Today, the equity market has another E word associated quite closely with it, namely Elections. If you are still befuddled about the connection between these two Es – Equities and Elections then you are a....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | April 01
5 Tips for Mutual Fund Beginners

Unless you have been living under a rock, you are sure to have noticed the AMFI communication of “Mutual Funds Sahi Hai” and wondered whether or not to believe it or even try it out. While Mutual Funds are one of the easiest and safer ways to invest money today, if not done well or with the right expectations, it can go horribly wrong. There are enough retail investors out there who have burnt their fingers or seen someone do so, to then turn ....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | March 18
7 Habits of Successful Investors

Investing is a process in which most of us engage ourselves through our lives to make the most efficient use of our hard earned money. There is a thin line between successful investing and the disastrous impact of failed investing. In fact, many people get turned off completely by the thought of investing thanks to some bad experiences which end up colouring their entire view of the process. There are a few common practices, habits and mindset....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | March 01
7 steps to selecting the right equity fund

Today, most Indian investors acknowledge the fact that equity mutual funds are one of the best and safer ways of creating wealth. However, equity mutual funds in themselves are a huge blanket category with quite a lot of variations to offer. It is a product where one size definitely does not fit all and neither does one size fit one person for every purpose either. At Moneyfront itself, we have equity mutual funds from 26 AMCs! To aid you in s....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | January 29
Index Vs Large Cap funds -- Can Index funds be a viable replacement for Large cap funds?

To make the life of investors easier, at the beginning of this year, SEBI came out with a few regulations. The two most important aspects of it were the definition of market capitalisation as well as the 16 categories under which AMCs can launch mutual funds. As per these changes, large cap funds are the ones which are hit the most. Not only has SEBI mandated that the top 100 stocks by market capitalisation come under the definition of la....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | January 10
7 Mantras for Wealth Creation

When we think of New Year Resolutions, one of the most frequent areas of improvement that we look towards is money. When we think about money, all of us want to be wealthy and most of us would do anything to create that wealth. To make matters simple, follow these 7 Wealth Creation mantras as guiding principles consistently and in a disciplined manner and you are sure to come out wealthy at the other end of this journey. 1. Stop falling f....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | January 03
5 commandments for SIP

We all know that Systematic Investment Plan or SIP is a relatively painless way of long term wealth creation. Once you put it in place, over the next few months, you become habituated to that amount being invested into mutual funds and barely feel the pinch of the reduced income left to spend. With the idea of rupee cost averaging, it’s also the best of both worlds – increased value of the fund during bull market and more money in the same fun....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | December 11
The Commandments of investing in the right way

Why do we earn money? To fulfil our financial dreams. Investing, when done right, can lead to the most effective utilisation of our money in order to fulfil those financial dreams. However, when done wrong, it could also mean an erosion of hard earned money and possibly lifelong and irrational scars or fear from such a useful mechanism. There are many people out there, who refuse to invest money, having burnt their fingers earlier by doin....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | November 29
Mutual funds or stocks - which category is better?

When you look at it, sometimes the battle lines between the Mutual Fund and Stock believers are drawn quite strongly. There are hard core believers on both ends, often looking with disdain or fear at the other side. Like varied weapons in an arsenal, once you understand the role that both these assets play in your portfolio, you will realise the need and place for them both.Below are 5 differences between stocks and Mutual Funds that you must ....

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VED_RAJORIA_VedRajoria.jpgVED RAJORIA
Mutual Fund Industry | November 21
Season of 4-indexation FMPs

FMPs are close-ended mutual fund schemes which invests in bonds and other debt instruments. FMP are not linked to stock markets hence they are far safer and meant for conservative investors.The biggest attraction of FMPs is inflation adjustment or ‘indexation’ (as it is called in technical terms) of cost. Basically, the purchase price is adjusted with inflation which reduces actual gains and hence, lowers the tax burden. Returns from FMPs or d....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | August 22
Looking for Long Term Investments - Where One Must Invest?

If you ask any investment expert, he will always advise you to keep a long-term horizon. By doing so, you are giving your money time to grow, absorb market fluctuations, re-invest the returns and benefit from compounding factor. Eventually, you accumulate a corpus, which not only provides you a consistent financial cushion, but also meets your financial goals exactly as you planned for them.Here are various investment vehicles that are specifi....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | August 17
Evolution of Mutual Funds in India

From its humble beginning in 1963 with Unit Trust of India (UTI), the Indian Mutual Indian fund industry has come a long way since then. Let’s trace the journey of mutual funds from the time they were first introduced in the market.Phase One: 1964-1987 (Establishment of UTI)The mutual fund industry witnessed its launch with the formation of UTI in 1963. UTI was set up by Reserve Bank of India (RBI) by an Act of Parliament. The first mutual fun....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | July 10
Your Money's Journey After You Invest in Mutual Funds

Before investing in a mutual fund, you must have carefully analyzed the schemes, read the offer document and listed sources to track the Net Asset Value (NAV). But, ever wondered what happens to your mutual fund investment ‘behind the scenes’ after you have put your money in it? There is a very systematic process that your mutual fund investment goes through from the time you invest till you exit. Here is an account of what happens after ....

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Puneet_Mehta_PUNEET.pngPuneet Mehta
Mutual Fund Industry | July 07
What are International Mutual Funds? Are They Recommended?

International Mutual Funds are usually preferred by those investors who want to invest in securities beyond domestic stocks and across geographical barriers. International Mutual Funds invest in the stocks and shares of companies outside the investor’s home country. In case of India, it would be funds that invest in the equities of companies that are outside India. They are also referred to as Foreign Funds. Investors usually invest in In....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | June 01
How Your Investment Will Help You Retire Early?

If your grandfather worked for 40 years and father worked for 33 years, you will be working for 25 years. So, if the working life has shrunk over three generations, the life expectancy has increased as well. With the radically changing mindset of young professionals, retiring by the age of 45-50 does not sound astounding. But, there is no doubt in the fact that retiring early is not easy.  In fact, longer the retirement life, more the exp....

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Puneet_Mehta_PUNEET.pngPuneet Mehta
Mutual Fund Industry | May 23
Why invest in Mutual Funds vs Other Investment Options

If you were to ask your parents how they invested their money, their answers would tilt in the favour of Fixed Deposits (FDs), Public Provident Fund (PPF) or gold. Their only investment in real estate is likely to be the house they had built around their mid 40s. But, you can’t really blame them for their investment decisions because it was not so common then to invest in mutual funds or shares. When it comes to your generation, there is a ple....

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Puneet_Mehta_PUNEET.pngPuneet Mehta
Mutual Fund Industry | May 20
Difference Between Growth and Dividend options of Mutual Funds

Equity or debt, SIP or lumpsum, mid-cap or large-cap – mutual fund investors have to make several decisions. One such choice that they often come across is whether to go for growth or dividend option. These are not two diverse schemes; in fact, they invest in the same set of stocks and have a similar objective. However, their NAVs are different and the way returns are distributed also varies. Hence, it becomes crucial to understand the differe....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | May 15
Pros and Cons of SIP and Lumpsum Plan in Mutual Funds

Vinay, an IT professional, is an amateur investor in mutual funds. He has already studied how mutual funds work and has shortlisted a few schemes, according to his risk profile. Rohan is also an IT professional, but he is an active investor. He has a diversified portfolio and is currently looking to invest Rs. 50,000 which he has received as a performance bonus from his company.However, they are not able to decide whether they should opt ....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | May 04
What is a Good portfolio Mix for Women?

Today’s women are financially empowered and take their own decisions when it comes to investment matters. Financial security and wealth planning are equally important for women as they are for men. However, women’s familial circumstances, career goals and personal goals are considerably different and unique from men. Their financial lives have more unpredictability owing to situations such as marriage and maternity break. Hence, they need a di....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | April 28
Mutual Funds for Beginners

As the mutual fund debutante, it’s quite natural for you to feel apprehensive about selecting the right mutual fund scheme. Should you go with the tried & tested ones recommended by your friends/relatives/financial advisor or take a risk of investing in the one based on your research?Well, the right mutual fund scheme depends on a number of parameters such as your investment goals, time horizon, risk tolerance and asset allocation preferen....

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Puneet_Mehta_PUNEET.pngPuneet Mehta
Mutual Fund Industry | April 25
How to Analyse the Performance of a Mutual Fund Scheme

Nobody knows your investment goals better than you. That is why it is recommended that you do your investment research on your own, without depending on anybody. The advent of the digital age has opened a world of information, which helps you analyze all the mutual funds in the market and select ones that suit your preferences. However, analyzing the performance of mutual funds is more than just about browsing through daily NAVs and past retur....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | April 12
5 Benefits of Mutual Fund SIP

To create wealth two doctrines have to be followed consistently – regularity and discipline. Regularity because only then can we rake in numbers continuously. By abiding to disciplined investment you can ensure that the volatility of the stock market is neutralised. That’s the first benefit of investing in Systematic Investment Plan or better known as SIP. Before we expound on this statement, let’s understand what is SIP.It ‘is a met....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | April 11
When You Should Exit Your Mutual Fund Investments?

When buying mutual funds, you are often advised to keep a long term horizon and give a few years time for your investment to grow. However, there may be times when you need to take the exit route. Let’s take a look at when and why this can happen.1. Personal ReasonsUnless it’s the case of financial emergency and you don’t have any other way to raise money, it is better to stay invested in the mutual funds. However, if your investment objective....

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Puneet_Mehta_PUNEET.pngPuneet Mehta
Mutual Fund Industry | March 29
5 Tips to Choose the Right Mutual Fund

Investors are always looking at investment avenues that not only give lucrative returns but can also provide a safety cushion to their capital. The stock market provides higher returns, but not everyone is ready or comfortable with the idea of investing directly in the markets owing to high risk factor and market volatility. Then, there are fixed income securities which comparatively are safer in terms of risk, but do not yield higher returns.....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | March 27
Different Types of Mutual Funds in India

When it comes to investment, mutual funds offer a variety of options to suit the risk appetite and return expectation of every investor. There are different types of mutual funds which are categorized under different classes and sub-classes. Before you take a plunge in the mutual fund world, it`s important to understand them.Equity Funds :Equity funds are composed of shares of companies, as underlying asset. These kinds of funds are aggressive....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | March 15
Mutual Fund Jargon Simplified Part 2

In the Mutual Fund Jargon Simplified - Part 1 we explored key mutual fund jargons. This time, we bring you the second part of our series on nomenclature that you must know. Read on.1. Annualized ReturnsWhen absolute returns (either greater or less than a year) are aggregated to a period of one year, these become annualized return. This is basically an average that reflects the amount that an investment would have earned annually on a compoundi....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | March 09
Difference between direct and regular plans

Direct plans of mutual fund are an alternative investment option to the regular plans. As the name suggests, in this option you circumvent the intermediary and invest directly with the fund house. Introduced by SEBI in 2013, as a disintermediary step, mainly to help retail investors get more for their investments by eliminating commissions from the expense ratio. The need for this was majorly felt due to the advent of technology, which opened ....

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Puneet_Mehta_PUNEET.pngPuneet Mehta
Mutual Fund Industry | February 28
5 Best Ways to Earn More from your Investments

2016 is over! It was a year of unexpected (br)exits, shocking trumps and confusing demonetisation. Even in the stock market the most seasoned pundits were left scratching their heads trying to figure out what was going on. After a long time commodities and metals, ruled the roost. Looking at year in hindsight makes me wonder, if making good returns from Investments is a myth. But the secret is not in where you invest, but how and when you inve....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | February 10
How to Invest in Direct Plans of Mutual Funds?

Direct plans of mutual funds are the relatively new alternative to regular plans of mutual funds which allow investors to skip the middlemen and invest directly with the fund house. This directly translates in to higher returns for the investors, as they retain the commissions paid as distributor fees. To know more about direct plans of mutual funds please read our ‘What in the world are direct plans’ blog. Till now we have talked about w....

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Anil_Bang_0R5B6833.JPGAnil Bang
Mutual Fund Industry | February 03
Mutual Fund jargon simplified

The world of mutual funds is full of technical jargons. Before you take the plunge, you should know the language well so that you don’t get confused or scared of the concept. Here is a list of fundamental mutual fund terms you should know before you drink the ‘pierian spring’.Asset Management Company (AMC)AMC is a company or a fund house set up to manage its clients’ investment of mutual funds in accordance with their financial goals. AMC make....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | January 17
Top Mutual Funds of 2016

Year 2016 experienced shockers and surprises, which no sweet 16 year should endure. Brexit, Trump, demonetisation, Andy Murray becoming World No.1 and Leicester City winning the English Premier League. In many ways 2016 was a historical year because all deviations are far-reaching changes. None of the events which unfolded could have been predicted. Interestingly, 2016 accordingly to the Chinese calendar was the year of the Monkey, and it beha....

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Puneet_Mehta_PUNEET.pngPuneet Mehta
Mutual Fund Industry | January 13
9 benefits of investing in Direct Plans via MoneyFront

When we are asked to pick between two options, swaying towards the side with more benefits is a common human tendency. Furthermore, when the choice is between money and more money the winning option is obvious. So, here’s listing down 9 benefits of investing via MoneyFront that will make us the obvious option. 1. Earn more from investmentsMoneyFront offers only direct plans, where no trail fee/commissions are charged. For example,if ....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | January 07
What in the world are direct plans?

Introduction Oneplus One’s disruptive strategy of selling phones only via invite, farmers market in the urban populace, company owned company operated (coco) petrol pumps, etc.… and many more are representations of disruptive introductions that aim to provide the best possible product/service to the end customer. These introductions have eliminated the middleman and reduced all delays and costs that tag along with them, transferring a....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | November 24
Falling Interest Rate: 5 Ways to Tackle the Trend

Interest rates in India are headed for a historic low and implications on individual and corporates will be far-reaching…!Premise for this statement is threefold: demonetisation, low inflationary regime and forthcoming GST. All three being catalyst for reduction of rates in the economy in short term, medium term and long term respectively. As a precursor, SBI has already announced up to 175 basis point rate reductions in its bulk deposit rates....

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Mohit_Gang_0R5B6757.jpgMohit Gang
Mutual Fund Industry | November 16
Blackmoney crackdown: Inflection for Mutual Fund industry

The current regime of demonetisation is a revolutionary step having far-reaching impacts and mutual fund industry will of course, won’t remain untouched.Modern mutual fund industry in India started in 1993 with entry of private sector asset management companies. Until then, industry was largely a government owned body with UTI being the biggest Asset manager. From 1993 to Jan- 2003, assets in the industry moved from 47000 crores to about 12000....

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OUR EXPERT BLOGGERS
VED_RAJORIA_VedRajoria.jpgVED RAJORIA
Anil_Bang_0R5B6833.JPGAnil BangCo-Founder
Puneet_Mehta_PUNEET.pngPuneet MehtaCo-Founder
Mohit_Gang_0R5B6757.jpgMohit GangCo-Founder & CEO Moneyfront