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Using this report card, you can gather vital information regarding the future health of the scheme by analysing the top 10 companies and sectors it invests in. You can also track the fund management’s track record and analyse the philosophy behind scheme’s holdings. All the parameters in the fund card are extremely important and can go a long way in helping you decide which scheme to invest your money.

NAV As on Aug-25-2025

Nippon India Credit Risk Fund(G)-Direct Plan

Top 10 Holdings
Company
(%)
No Data Found
Credit Ratings – Quality
Rating
(%)
A
3.96
A-
2.61
A+
10.12
A1+
0.49
AA
28.51
AA-
10.49
AAA
14.69
Cash & Equivalent
5.34
SOV
13.77
UNRATED
0.29
A+(CE)
7.24
AA(CE)
2.50
Asset Allocation
Instrument Holdings
Instruments %
Corporate Debt80.11
Government Securities11.31
Cash & Cash Equivalents and Net Assets5.34
Treasury Bills2.46
Commercial Paper0.49

Best and Worst Performance and Ratios

Best Performance in a year
Period Fund (%) Benchmark (%)
Year 28/08/20
to 30/08/21
16.70NA
Worst Performance in a year
Period Fund (%) Benchmark (%)
Year 26/03/19
to 26/03/20
-12.47NA
Ratios
Standard Deviation[%] 1.01
Sharpe Ratio [%] 2.34
Average Maturity 2.32 years
Modified Duration 1.95
YTM 8.28
Riskometer
high risk

Investors understand that their principal will be at high risk

Fund Details
Category
Credit Risk Fund
Inception Date (Regular Plan)
10-Jun-05
Inception Date (Direct Plan)
01-Jan-13
Expense Ratio (Direct Plan) %
0.70
Expense Ratio (Regular Plan) %
1.44
Investing Style
Medium Mid
Fund Manager
Sushil Budhia,Kinjal Desai
Scheme Benchmark
AUM (Rs. in Cr.)
1,013.53
Fund Objective

The primary investment objective of this option is to generate optimal returns consistent with moderate level of risk. This income may be complemented by capital appreciation of the portfolio. Accordingly investments shall predominantly be made in Debt & Money Market Instruments.

Growth Chart of the Scheme
Nippon India Credit Risk Fund(G)-Direct Plan

Performance Comparison with similar Schemes and Benchmark