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Using this report card, you can gather vital information regarding the future health of the scheme by analysing the top 10 companies and sectors it invests in. You can also track the fund management’s track record and analyse the philosophy behind scheme’s holdings. All the parameters in the fund card are extremely important and can go a long way in helping you decide which scheme to invest your money.

NAV As on Apr-30-2025

HSBC Credit Risk Fund(G)-Direct Plan

Top 10 Holdings
Company
(%)
No Data Found
Credit Ratings – Quality
Rating
(%)
A1+
2.07
AA
57.10
AA-
5.11
AA+
4.37
AAA
4.53
AAA(SO)
6.11
Cash & Equivalent
0.17
SOV
20.27
UNRATED
0.27
Asset Allocation
Instrument Holdings
Instruments %
Corporate Debt71.11
Government Securities20.27
PTC & Securitized Debt6.11
Certificate of Deposit2.07
Cash & Cash Equivalents and Net Assets0.28

Best and Worst Performance and Ratios

Best Performance in a year
Period Fund (%) Benchmark (%)
Year 29/04/24
to 29/04/25
22.65NA
Worst Performance in a year
Period Fund (%) Benchmark (%)
Year 03/06/19
to 03/06/20
-2.69NA
Ratios
Standard Deviation[%] 13.55
Sharpe Ratio [%] 0.51
Average Maturity 2.93 years
Modified Duration 2.22
YTM 7.89
Riskometer
moderate risk

Investors understand that their principal will be at moderate risk

Fund Details
Category
Credit Risk Fund
Inception Date (Regular Plan)
08-Oct-09
Inception Date (Direct Plan)
01-Jan-13
Expense Ratio (Direct Plan) %
0.86
Expense Ratio (Regular Plan) %
1.68
Investing Style
High Mid
Fund Manager
Shriram Ramanathan
Scheme Benchmark
NIFTY CREDIT RISK BOND INDEX
AUM (Rs. in Cr.)
598.03
Fund Objective

To generate regular returns and capital appreciation by investing predominantly in AA and below rated corporate bonds, debt, government securities and money market instruments.

Growth Chart of the Scheme
HSBC Credit Risk Fund(G)-Direct Plan

Performance Comparison with similar Schemes and Benchmark