mutual fund returns

What are mutual fund returns?

When you invest in a mutual fund, your rate of return on investment are a consequence of two sources. Firstly, the increase in the value of scheme shares and secondly, the distributions of the fund which include the dividend distributed by the companies in which are held in the scheme’s portfolio. A combined total of both these sources gives your total returns on investment from the scheme. The increase in value of shares over a period of time and the benefit of this appreciation can only be taken when you sell some units of the scheme in the market. While, fund distributions could be transferred to your account on an annual basis as dividend pay-out.

Analyzing the total returns will give you an idea of the potential performance and generally top mutual funds offer steady and best returns over a long period of time. However, good past performance does not guarantee superior returns in the future.

Top 10 Equity Mutual Funds
Scheme Name NAV 3 Months 6 Months 1 Year 3 Years 5 Years
Axis Nifty Smallcap 50 Index Fund(G)-Direct Plan13.73184347.3200
Aditya Birla SL Nifty Smallcap 50 Index Fund(G)-Direct Plan15.7717.6442.5447.0400
Franklin India Smaller Cos Fund(G)-Direct Plan151.8312.1630.644.2337.2722.48
Motilal Oswal S&P BSE Enhanced Value Index Fund(G)-Direct Plan16.5914.7932.6443.6900
Bandhan Small Cap Fund(G)-Direct Plan31.7812.0636.0842.5132.310
HDFC Infrastructure Fund(G)-Direct Plan36.699.2536.4241.340.9417.44
ITI Small Cap Fund(G)-Direct Plan21.6613.9732.7341.227.270
HSBC Small Cap Fund(G)-Direct Plan(Adjusted)71.7810.1928.8640.1540.4923.3
HSBC Small Cap Fund(G)-Direct Plan71.7810.1928.8640.1540.6823.31
Quant Small Cap Fund(G)-direct Plan205.378.2628.5939.5745.8531.35
Top 10 Debt Mutual Funds
Scheme Name NAV 3 Months 6 Months 1 Year 3 Years 5 Years
IL&FS Infra Debt Fund - Series 2-A(G)-Direct Plan1115734.4128.91051.7510.010
IL&FS Infra Debt Fund - Series 2-B(G)-Direct Plan1409452.3546.29021.769.980
IL&FS Infra Debt Fund - Series 3-B(G)-Direct Plan1524925.8738.33017.487.787.94
Franklin India Low Duration Fund(G)-Direct Plan28.695.339.2317.428.148.16
DSP Credit Risk Fund(G)-Direct Plan41.6637.4822.4916.339.857.24
Franklin India Income Opportunities Fund(G)-Direct Plan26.588.769.4515.765.426.75
Invesco India Credit Risk Fund(G)-Direct Plan1835.7212.579.3712.626.535.15
IL&FS Infra Debt Fund - Series 2-C(G)-Direct Plan1378738.8110.26011.087.830
Franklin India Dynamic Accrual Fund(G)-Direct Plan84.039.413.029.365.436.6
SBI Credit Risk Fund(G)-Direct Plan42.836.666.478.816.437.46
Top 10 Hybrid Mutual Funds
Scheme Name NAV 3 Months 6 Months 1 Year 3 Years 5 Years
Bank of India Mid & Small Cap Equity & Debt Fund(G)-Direct Plan31.6310.9427.6429.5826.8119.95
JM Aggressive Hybrid Fund(G)-Direct Plan101.527.4624.2727.0821.6416.3
Motilal Oswal Balanced Advantage Fund(G)-Direct Plan20.443.321.5423.8611.4211.29
HDFC Balanced Advantage Fund(G)-Direct Plan(Adjusted)423.676.8717.7822.4626.1717.37
HDFC Balanced Advantage Fund(G)-Direct Plan423.676.8717.7822.4626.1717.37
UTI Multi Asset Allocation Fund(G)-Direct Plan60.137.5414.7522.0614.0711.78
ICICI Pru Multi-Asset Fund(G)-Direct Plan612.965.213.9819.2427.0718.13
ICICI Pru Equity & Debt Fund(G)-Direct Plan317.125.7315.9219.1427.9918.62
Edelweiss Aggressive Hybrid Fund(G)-Direct Plan53.494.8614.4218.1320.6216.93
Nippon India Multi Asset Fund(G)-Direct Plan16.565.2213.117.5616.280
Top 10 Commodity Mutual Funds
Scheme Name NAV 3 Months 6 Months 1 Year 3 Years 5 Years
HDFC Silver ETF FoF(G)-Direct Plan12.55-3.73.8817.0900
Nippon India Silver ETF FOF(G)-Direct Plan11.64-3.843.8716.7700
Axis Silver FoF(G)-Direct Plan12.93-4.152.7216.7500
LIC MF Gold ETF FoF(G)-Direct Plan17.2218.712.1516.696.913.57
ICICI Pru Silver ETF FOF(G)-Direct Plan11.6-4.143.7716.4100
Aditya Birla SL Silver ETF FOF(G)-Direct Plan11.81-3.473.2916.3400
Edelweiss Gold and Silver ETF FoF(G)-Direct Plan12.45.652.216.1900
Axis Gold Fund(G)-Direct Plan20.0215.891.1716.177.0513.89
UTI Gold ETF FoF(G)-Direct Plan12.0117.21.7816.0400
Aditya Birla SL Gold Fund(G)-Direct Plan18.9915.531.915.946.7513.55